Fast Payday Loans
You have probably heard about payday loans, and you might have been wondering if getting one could be a great solution to your short-term financial troubles. Well, if you are a working New Zealander in a need of a few hundred dollars to get you to your next payday, the answer is – YES!
There are a lot of myths about such loans, but have taken all the guesswork out for you – just read our Frequently Asked Questions page to find out more.
Why Bad Credit Loan?
As for now, these are the hot reasons why you should choose us as the answer to your short-term cash needs. First of all, bad credit rating is fine – unlike some other lenders, we will not penalize you for having tainted credit history (but we cannot approve your application if you are currently bankrupt, under SIO or NAP). We will usually not conduct external credit checks (but we reserve the right to) or employment verification (usually anonymously) or contact any of your friends during the approval process – we like to keep it as confidential as possible because we don't want to make the situation any more stressful for you. Another great thing about this service is that we don't require any security which means your assets will not be tied up to your loan - apply now!
Friendly and experienced payday lender
We pride ourselves on the level of our customer service. Our friendly and honest team will gladly assist and guide you through the process, so if you have any question or problems – just contact us. We are experienced in all aspects of lending, so feel free to e-mail us or give us a call.
Another advantage is that we can offer a unique "top-up" service if your payments are current and you are within your loan limit (conditions apply). And we will not penalize you for repaying early – if you can afford to pay back your loan earlier than the scheduled date of repayment, please repay it early.
The reasons why getting a NZ payday loan could be a quick and convenient solution are many – but if you are still not quite convinced, read the testimonials from our valued customers. You are also welcome to shop around – we feel confident that you will come back – and when you do, simply complete the application form to get the ball rolling.