Fast Payday Loans

fast-payday-loansYou have probably heard about payday loans, and you might have been wondering if getting one could be a great solution to your short-term financial troubles. Well, if you are a working New Zealander in a need of a few hundred dollars to get you to your next payday, the answer is – YES!

There are a lot of myths about such loans, but we have taken all the guesswork out for you – just read our Frequently Asked Questions page to find out more.

Why Bad Credit Loan?

As for now, these are the reasons you should choose us as the answer to your short-term cash needs. First of all, a bad credit rating may be okay – unlike some other lenders, we will not penalise you for having tainted credit history (but we unfortunately cannot approve your application if you are currently Bankrupt, under a SIO or a NAP). We look at your current ability to repay the loan. Another great thing about this service is that we don’t require any security! This means your assets will not be tied up to your loan – apply now!

Friendly and experienced payday lender

We pride ourselves on the level of our customer service. Our friendly and honest team will gladly assist and guide you through the process, so if you have any question or problems – just contact us. We are experienced in all aspects of lending, so feel free to e-mail us or give us a call.

Another advantage is that we can offer a unique “refinance” service if your payments are current and you are within your loan limit (conditions apply). We will also not penalise you for repaying early – if you can afford to pay back your loan earlier than the scheduled date of repayment, please do!

The reasons why getting a NZ payday loan could be a quick and convenient solution are many – but if you are still not quite convinced, read the testimonials from our valued customers.