Effective 1 May 2020 this site is no longer accepting applications.

All content on this site is effective only through 30 April 2020.

 

Important information for existing customers.

Please note if you are an existing customer you will still have full access to all your disclosure information through our members section.

Returning customer loans can now be applied for at www.paydayadvance.co.nz – simply login to the members section with your existing login details – Apply Here.

The website you usually apply through badcreditloan.co.nz is currently not accepting any applications so if you would to apply for a new loan please click on the button below to be redirected to Payday Advance a trading name of Zethus Holdings Limited.

Visit Payday Advance Website

Remember we don’t charge any early repayment fees, so if you are in a position to make an early payment, we encourage you to do so. Fees, interest and terms and conditions apply to our loans – refer to our cost of borrowing section for more details.

Important information for new customers.

New Customers can also apply for cash loans at www.paydayadvance.co.nz.

If you have security or great credit.

 

www.loanwise.co.nz offers mainstream loans at competitive rates with higher loan limits.

If you are looking for longer term loans and have a vehicle as security and or great credit you may wish to apply at www.loanwise.co.nz.

Our Annual Interest Rate (AIR) ranges from 19.95% – 44.95%.

Need extra cash and do not wish to get a loan.

 

If you have old broken gold or silver jewellery you may wish to see if www.goldwise.co.nz can help.

The gold price is very strong currently and can be a way to top up your budget by selling old jewellery.

www.goldwise.co.nz have a free courier pack service with a 14 day price guarantee.