How do I qualify for a Bad Credit Loan?

Here, at Bad Credit Loan, our approval rate is high.

As long as you meet the criteria below, there is a good chance you may qualify for a bad credit loan from us:

  • Be at least 18 years old
  • Be a New Zealand Resident or Citizen
  • Have your own NZ bank account
  • Be working with the same employer for at least 3 months
  • Earning an income of more than $350 weekly (after tax) excluding government benefits
  • Not be Bankrupt, under a Summary Instalment Order or No Asset Procedure

If you answered “Yes” to all of the above questions, feel free to apply for a Bad Credit Loan.

Contact Us, if you are unsure whether or not you meet the above criteria.