Apply Online


Simply fill out our application form. Once you’ve completed the form, the Contract Agreement will be automatically generated and presented to you online.

Send Supporting Documents


Read through the Agreement and if you decide to go ahead with your application, simply accept the contract and send your requested supporting documentation through.

Funds Paid If Approved


We’ll take it from there – If your application is approved, the funds will be deposited into your account according to your payment method selected.

Fast decision and payment

We are usually able to give the answer within 45 minutes after receiving all correct documentation. If your Bad Credit Loan application is approved, we can pay the money to you overnight or in as soon as 30 minutes* after the final approval (conditions and a small fee apply – please refer to the loan application form for timing of funds to you and any fees involved).

Even if your credit history is not perfect, we may still be able to offer you a short-term loan to solve a short-term emergency. Talk to us today!