NZ payday loans

Sourcing a bad credit payday loan can be like going along a rocky road, but not with us. Applying has never been easier – and solving your short-term financial emergency can happen quickly.

Apply online from home or office

Our application is available online 24 hours a day, 7 days a week – you can use our ‘Apply Now‘ page to work out your estimated repayment amounts. Apply anytime, from anywhere and our friendly experienced customer service team will take the guess work out of the process for you.

Short-term solution only

Being a responsible lender, we always do all the necessary checks prior to approving a loan and we lend only a percentage of your income to ensure that our loans are affordable to repay. Payday loans are only a short-term financial solution and are meant to be repaid on your next payday/s. You will be sent the repayment schedule in the loan agreement by email after you have applied – our application process is absolutely transparent and there are no hidden fees.

Fast payday loans for existing customers

And it’s even easier and faster once you are an existing client with us – all you will need to do to apply after you have established your credit history with us, is go to the Returning Customers section and apply using your password. Just accept the loan agreement – and that’s it!

Avoid the costly mistake of having to repay a longer term loan for years – if all you require is a little personal cash loan to tie you over for a few days. Get an affordable-to-repay advance from Bad Credit LoanApply now or read our FAQ section if you would like to find out more.